Everyone Deserves to Be Comfortable at Home

Keeping your home’s comfort systems running safely is something we all deserve. Through the power of Financeit, we are proud to help homeowners improve their quality of life at home, no matter what your current situation. Financeit is the gold standard in home improvement financing.

Why Choose Financeit for a Cross Installation?

  • Simple, easy online applications
  • Instant Pre-Approval
  • $0 Down Payment
  • Pay off your loan on your schedule, penalty-free

Apply For Financing Now

Financing for Heating and Air Conditioning from Cross Heating and Air Conditioning

Our 5-Star Reviews Do All The Talking

Instant Approvals

Instant Approvals

Sometimes you need an installation now! Financeit pre-approves homeowners in a matter of minutes. No lengthy processing times or never-ending applications.

Competitive Rates

Competitive Rates

With some of the lowest interest rates on the market, Financeit gives you financial peace of mind. So you can focus on having a comfortable home.

Flexible Payment Schedules

Flexible Payment Schedules

Because life can always present the unexpected, we offer payment deferral for up to 5 years! Plus we offer no payments and no interest for 3, 6, or 12 months.


How Can I Get Pre-Approved?

The process is easy. Financeit keeps the approval process as quick and simple as possible. Many applicants are approved in minutes and ready to improve their homes the same day. All we need is:

  • Your Name
  • Your Date of Birth
  • Your Address
  • Your Gross Income
  • Your Employment Info

What Are the Hidden Fees with Financeit?

There are none! We don’t pay any partnership fees to work with Financeit, which means you keep the savings yourself. Pricing is completely transparent throughout the entire financing process. Our team is 100% upfront with all pricing and we always help you get preferred interest rates.

Why Do We Work With Financeit?

Cross is committed to providing home comfort solutions to our community regardless of your personal financial situation. We continuously strive to deliver industry-leading service with options that make home maintenance affordable. Financeit helps us achieve these goals by allowing homeowners the opportunity to live comfortably and safely with trusted financing options.

Have more questions? Our team is always ready to answer the phone and give you all the information you need about financing and working with Financeit.

Our Location

Visit Us

We have 3 locations to serve you in Waterloo, Listowel, and Hanover. Our friendly technicians are available to meet your heating and cooling needs.

Hours of Operation

Monday – Friday: 8am – 7pm
Saturday & Sunday: 10am – 5pm

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Our Location
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